Palmpay Refer and Earn Program (dpT2L): How to Make Money on Palmpay

The Palmpay Refer and Earn program is among the numerous lucrative ways of making money online. This option allows users of the Palmpay app to make a huge amount of money through the different activities on the Palmpay app and the Refer and Earn Program is not an exemption.

This program lets you enjoy bonuses for recruiting new users to use the Palmpay services. in case you are not aware, Palmpay e-banking firm offers different kinds of monetary services, and its services have created positive impacts in society. It has similar features to the popular Opay.

The Palmpay Refer and Earn program has helped a lot of young Nigerians scale through the turbulent situation facing the country at the moment and enabled them to gain financial freedom. At least, they can comfortably take care of some bills.

In this post, I will clarify vital things you need to know about Palmpay and how you earn through its mobile app, most importantly, the refer and earn program that allows you to earn rewards ranging from N700 to N2,000 to N6,500 and more, depending on the number of referrals you earn on Palmpay.

Your close attention will be required as you read this post, in order not to miss any vital information that will be shared on this post.

About Palmpay

Palmpay is a mobile payment platform that offers different financial services such as money transfers, airtime/data purchases, TV subscriptions, Bills payments, bet account funding, Travel and Hotel Reservation Payments and lots more.

In addition to the above, Palmpay provides an option where its users are allowed to earn cashback for doing some tasks on the app and also refer family and friends to earn the rewards which are attached to these activities.

Palmpay started its operations back in 2019 and is owned by two prominent Chinese companies Transsion and NetEase. Since then, it has witnessed rapid growth, spreading its services across different sectors and categories. In June 2023, Palmpay announced its achievement of reaching over 25 million active users and still counting.

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About Palmpay Refer and Earn Program

The Palmpay Refer and Earn Program is a rewarding program set aside by Palmpay, where users can earn rewards for inviting/referring new members to join/register on Palmpay and make use of their services.

The first that gives you access to this program is registering on the Palmpay app. To register on the Palmpay app, click on this link ( and use this code “dpT2L” to register.

Once anyone registers on the Palmpay app with your unique referral link, the person gets a free N1,000 and airtime top-up of N100. This top-up is available on all networks (that is, 9mobile, MTN, Airtel and Glo), and you stand the chance to be rewarded with a bonus ranging from N700 to N6,500 depending on the number of referrals you accumulate or earn.

I will say this is one of the easiest and simplest ways to make money online because this opportunity is so lucrative and profitable. The most impressive feature of this program is that it is open to everyone above 18 years and you would not pay a dime to be part of it. It is totally free.

How to Register/Join the Palmpay Refer and Earn Program

To be part and parcel of the Palmpay Refer and Earn Program, you must be a registered member of Palmpay. If you already have an account with Palmpay, all you just need to do is to start referring your family and friends to earn the reward, but if you don’t have an account with Palmpay, follow the procedures below:

Step 1: Click on this LINK HERE to access the registration portal.

Step 2: Provide your valid phone number (A phone number that has not been used to create an account on Palmpay before).

palmpay referral reward
palmpay referral reward

Step 3: Click on “Claim Now” and you’ll be redirected to the app store the download the Palmpay app.

Step 4: Download and install the Palmpay app on your phone

Step 5: Go to the Signup page and provide your phone number to receive a 4-digit code. Input the code for confirmation.

Step 6: Provide your First name and last name, select your gender, provide your date of birth and invitation code (use dpT2L).

Step 7: You will be asked to set your PIN. This PIN will be used to log in to your account and to authorize transactions. 

Step 8: After that, your account is successfully created and you earn Rewards like free 3 transfers every day, a 50% discount on data and airtime, and the Refer and Earn option where you can copy your link and start referring.

After successful registration on the Palmpay app, you get rewarded with a free coupon of N100 which can be used to purchase airtime for the registered phone number.

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How Much is Palmpay Referral Bonus

The referral bonus you earn on Palmpay solely depends on the number of people you refer to join Palmpay with your unique referral link/code. For each person you refer, you earn points, and these points accumulate as you refer more people.

The Palmpay referral bonus grows from N700 to N2,000 to N4,500, to N6,500 and continues. The amount you can earn through the Palmpay Referral bonus is unlimited. The more you refer, the more your bonus keeps accumulating.

Palmpay Referral Bonus Pending

There are several factors that might result in Your referral bonus pending. These errors might either be from your end or your referral’s end. Here are the following reasons that might lead to your Palmpay referral bonus pending.

  1. Your reward will be pending or might not be given to you if the status of your invitee on the referral list is marked as “Revoked”. This happens because your referral has already been registered on Palmpay using another Referral Code.
  2. Maybe because your referral, used a mobile number that has already been before. A particular phone number can only be invited once.
  3. Your Palmpay referral reward might be pending because your invitee(s) did not successfully complete their registration on the Palmpay app.
  4. Your invitee must register on the Palmpay app using their full legal names because the names will be checked through the national database before you can be given the reward and also withdraw the reward as cash.
  5. If you engage in improper or malicious means to get the Palmpay referral reward, you will likely not be rewarded once these activities are noticed by Palmpay.

How to check Palmpay Invitation Code

To check your Palmpay invitation code, follow the steps below to get your invitation/referral code and share to participate in the refer and earn program and earn the reward attached to it.

  1. Login to your Palmpay app by providing your 4-digit PIN.
  2. In the “Services” section, click on “Refer & Earn
  3. Click on “Share to invite” to see your referral link which is attached to your invitation code
  4. Copy and send to your family and friends to register.

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How to Refer Someone on Palmpay

To refer your family and friends to join Palmpay, all you need to do is to log in to your Palmpay account, locate your referral code and send it to your family and friends, encouraging them to register with your invitation code.

Always make sure that your referrals use your referral code during their registration. The code looks like this “dpT2L”. if they don’t use your code, you won’t earn the referral reward that was initially meant for you.

How Do I Get Free Money From Palmpay

There is a sure way which you can get free money from palmpay. This free money option is open to all valid users of Palmpay. This is the Palmpay referral program. For each person you refer to join palmpay, you get N700.

Let’s say you invite like an average of 10 people every day, that will be N700 x 10 which is equal to N7,000, then you multiply that by 7 days a week, you are getting roughly N49,000 without stress.

There is no limit to the amount you can earn from palmpay. With this, you can get free money from palmpay and even scale through this turbulent economic situation.

How can I earn Referrals

To earn referrals on Palmpay is very simple. You can choose to share your referral link on your social media accounts like Facebook page, Facebook group, WhatsApp, Twitter etc., encouraging your friends to register on Palmpay using your referral code.

If you own a blog just like this, that will be of great of advantage too. You can choose to insert your Palmpay referral link/code in your blog post, encouraging your audience to register on Palmpay with your referral code. By doing these, you are earning more referrals as well as more referral rewards on palmpay.

How do I Get Paid to Refer People

You get paid as much as N700 for every valid person you refer to join Palmpay. Accumulating more referrals will earn you even more and you get paid for referral/inviting new members to use the palmpay app once you meet the withdrawal threshold which is N2,000.

Palmpay Refer and earn Withdrawal

After accumulating many rewards on the Palmpay refer and earn program, the next thing is the withdrawal. You can only withdraw your rewards on palmpay once you reach the minimum withdrawal amount.

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The minimum withdrawal amount on Palmpay is N2,000. Once you at least N2000 in your palmpay referral balance, then you can initiate a withdrawal and get paid to your local bank. All you just need to do is to provide your account details and withdraw the amount you wish and in no distance time, you will receive your alert.

Palmpay Invitation Code 2024

To register on the Palmpay app, here is the palmpay invitation code you should use. Use this invitation code (dpT2L). once you use this invitation code, I will be given a referral reward.

Conclusion – Palmpay Refer and Earn Program

In conclusion, if you are searching for a lucrative way to make money using your smartphone, then you really need to check out the Palmpay Refer and Earn program that allows you to earn up to N700 for each referral you invite to join Palmpay. The interesting thing about this program is that you can withdraw this reward directly to your bank account.

Do not sleep on this opportunity, key into it and take it seriously and you will definitely see yourself smiling to your bank almost every week. Remember, you must work before you earn. That is, the reward you get depends on the number of invitees/referrals you earn.

I believe you now know how the Palmpay Refer and Earn program works and how you can leverage it to get daily passive income. You can improve this article by sharing your opinion in the comment section and also share this update with your family and friends.

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